Zera Capital is redefining financial inclusion in Nigeria.

Our solutions are designed to fit your goals.
Whatever your next step is.

Empower your hustle with accessible funding designed for market women, riders, and MSMEs, complete with repayment plans that match your daily or weekly cash flow.

Get reliable, affordable credit tailored to your salary cycle—built to support your personal needs, emergencies, and career growth without stress.

Learn how to manage money, grow your business, and make smarter financial decisions through our free, practical, and empowering training sessions.

What Makes Zera Capital Truly Stand Out

👉 Accessible Funding: Receive ₦100,000 micro-loans for entrepreneurs or tailored loan options perfectly suited for salaried workers.

👉 Nationwide Aspiration: Proudly rooted in Nigeria, driven by a bold Lending to Nations vision that aims for far-reaching economic impact.

👉 Flexible Repayments: Choose daily, weekly, or monthly repayment plans designed to match your business flow or salary cycle effortlessly.

100 ,000

funding for MSMEs

SOME CASE STUDIES

Empowering communities one loan at a time.

Real people, real growth—see how our loans empower entrepreneurs and workers alike.

Ijeoma, a market woman, used a ₦100,000 loan to expand her business, repaying through daily collections with ease.

Ijeoma's Growth

Abdul’s weekly repayments align with his transport business, boosting his operations.

Marwa Rider Abdul

Sarah, a salaried worker, accessed a loan to meet personal goals, repaying comfortably through monthly deductions.

Sarah’s Stability